What I've noticed about my purchase/where I'm inclined to make shifts, if any: I've noticed that unexpected costs pop up that could be avoided (parking, unplanned/unbridled shopping trips to really appealing shops, etc.) - I usually stay a bit more within budget when I plan ahead for things and give myself an "allowance". This is where I'd be most likely to try to make a shift and trying to cut back on those expenses. I think most of my expenses weren't a surprise - food and drinks with friends, expenses to celebrate friends' baby showers and birthdays, tickets to events, cat food, groceries, transportation, regular bills... Always a good practice to do a detailed examination every once in a while!